A workplace injury can change your life in an instant. One second you are doing your job, but the next you are injured and wondering what’s to come. If you find yourself in this unfortunate situation, it is critical that you know exactly what steps to take to protect your legal rights.
As your health and time allow, here’s what you need to do:
- Report the incident to your employer: Give your supervisor or HR department the details of the incident, including when, where and how it happened. Their cooperation is required.
- Receive treatment: It is imperative to receive treatment immediately following your accident, as doing so minimizes the risk of your employer arguing that your injury occurred outside of work.
- Keep medical records: Anything associated with testing and results is a record you may need when filing a claim. For example, if you have a diagnostic test proving your injury, keep it nearby. You should also document all expenses associated with your injury, such as costs of treatment and medication.
By doing the above, you are in a better position to not only file a workers’ compensation claim but to receive a timely approval.
What costs can a workers’ comp claim cover?
The system is designed to provide compensation for a variety of expenses until you are able to return to work. This includes:
- Lost wages while you’re recovering
- Medical treatment and diagnosis
- Vocational rehabilitation in the event that you’re unable to return to your prior position
- Compensation for a permanent disability
The biggest mistake you can make is assuming that filing a workers’ compensation claim is a straightforward process. Even if you appear to have a clear-cut case, the workers’ compensation claims adjuster may have a different idea. It’s their goal to minimize the amount of money they pay out, which hinders you in the long run.
The second you suffer a workplace injury is the second you should turn your attention to filing a workers’ compensation claim. It’s the steps you take early on that will put you on the right path to protecting your legal rights and receiving all the medical care and financial compensation you deserve.